NRI investing in India, with professional attention.

Yes, but it involves NRE/NRO accounts, KYC with each AMC, FEMA compliance, and repatriation rules. Many NRIs find GIFT City funds simpler — USD-denominated, IFSCA-regulated, no NRO/NRE route required. Accrue can walk through both routes.

India's International Financial Services Centre in Gujarat, regulated by IFSCA. Concessional tax rates, no STT or GST, full currency convertibility across 11 currencies.

Double Taxation Avoidance Agreements prevent the same income from being taxed in both India and your country of residence. Specifics vary by country. Depending on the investor's country of residence, applicable DTAA provisions may reduce double taxation.

US-based NRIs face additional compliance requirements including FATCA reporting and restrictions on certain fund categories. GIFT City funds are generally more accessible for US NRIs than direct Indian mutual funds. Accrue walks through jurisdiction-specific rules during onboarding.

For GIFT City investments, repatriation is straightforward — your money stays in foreign currency throughout. For NRE-routed mutual fund investments, redemption proceeds can be repatriated freely. NRO-routed investments have an annual repatriation limit of $1 million.

When NRI status changes to resident Indian, NRE accounts are redesignated to resident accounts and NRO accounts continue as regular savings accounts. GIFT City investments can typically continue as-is since they sit in the IFSC jurisdiction. Mutual fund folios need a KYC status update. Tax treatment changes from the date residency status changes. The transition involves multiple steps across banks, AMCs, and depositories — Accrue walks returning families through the process.